54 Ways to Save Money

You’ve just taken the America Saves Pledge, or perhaps you simply need some inspiration for ways to save your money -- either way, we’re glad you’re here. Buckle up! It’s about to get REAL around here as we share 54 ideas to save some dinero. Let’s dive in by first establishing some general savings ideas to get you #ThinkingLikeASaver.

06.25.2021 By Lila Quintiliani and Amelia O’Rourke-Owens

What You Need To Know About The 2021 Child Tax Credit Changes

Under the American Rescue Plan Act of 2021, the new Child Tax Credit is a refundable credit worth up to $3,600 per qualifying child under 18. These changes are an increase from last year’s Child Tax Credit benefit of $2,000.

04.09.2020 By Carolyn Pemberton

4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor inconveniences and others finding themselves without a job or having to close their business — those without a savings cushion are vulnerable to feeling the ramifications of COVID-19 for a very long time.

01.31.2021 By Kia McCallister-Young

38 Reasons You Need At Least a $500 Emergency Fund

The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 cash available in an emergency fund.

01.29.2021 By Kia Young

What's The Easiest Way To Save? Automatically

The easiest and most effective way to save is automatically. Think about it, this saving automatically is the exact same way that millions of employees save through 401(k) and other retirement programs at work. So, taking that same concept— that you can “set it and forget it” and adjust to money going directly into savings would work for ANY savings goal you have— including saving for an emergency fund, homeownership, education, or even a vacation.

02.28.2019 By Reid Frankhauser

Saving For Retirement: It’s Easier Than You May Think

Written by Jeanne Thompson, Head of Workplace Solutions Thought Leadership, Fidelity Investments

05.30.2019 By America Saves

Four Easy Ways to Make Saving a Family Affair

Everyone in your household can play a role in the financial success of your home. Here are four easy ways to make saving a priority for everyone under your roof.

By America Saves

ATM Card, Debit Card, Credit Card: What’s the Difference?

Ever wonder what are the differences between ATM cards, debit cards, and credit cards? While they may seem similar, each works in a slightly different way and carries different protections. Here’s a brief description of each type of card and how it may affect your checking account balance.

02.15.2021 By Amelia O’Rourke-Owens

4 Key Mindset Changes To Make When Paying Off Debt

When you decide to prioritize paying off debt, it can feel really great and really overwhelming at the same time. The good news is that you can be well on your way to being debt free with a few key changes.

02.15.2021 By Madeline Daniels

The Unexpected Costs Of Buying A Home

Homeownership is considered a huge part of the “American Dream.” With Real Estate being one path to acquiring wealth, it’s something we all consider. When making the decision to buy a home you have to think beyond the purchase price of the home. There are many factors that contribute to how much you’ll *actually* be paying for your home over the life of the loan and beyond.

Six Fun Ways to Save as a Family

Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting vacation, a car, or college savings. In the spirit of America Saves Week, I’ll share some ideas on how to save as a family for all those items and bucket-list experiences.

02.01.2021 By Kia Young

How to Start Your Savings Journey

So you’ve decided that it’s time for you to get (more) serious about your finances, particularly saving. Great! This is a critical moment that happens for most working-class Americans, no matter how much money you’re making.

04.13.2018 By Darlene Aderoju

How to Start Planning for Retirement if You Haven't Already

It’s never too early or too late to start planning for retirement. In fact, the sooner you begin planning, the better off you’ll be.

02.15.2021 By Amelia O’Rourke-Owens

Save On Interest With This Debt Repayment Strategy

Congratulations, you’ve made the decision to pay off your debt and to stop handing over your hard-earned money to interest each month!

06.25.2020 By Kia McCallister-Young

Creating A Budget For Your Family

It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.